Credit Score represents the progressing status of your lending amount accounts over a period of time. CIBIL is credit report agency that provide you a credit score. It ranges from 300-900(CIBIL). Having a higher score means there is less risk for the lender. The Credit Score/Credit Rating can vastly impact the interests you pay for loans, insurance or mortgages.
Having an idea of your credit score is vital before you plan to get a new credit card or a loan. The lenders understand your Creditworthiness by your credit score. CIBIL score or credit score is the notation used mostly to represent the score.
Here are the steps:
1) Call or log on to www.cibilconsultants.com
2) Fill in the details on the appointment form
3) Upload all the require details/documents.
4) Pay Minimum charge for comprehensive credit report.
Once you get your credit score, make sure you repay/close any lending accounts that are still pending. Build yourself a credit healthy future by analyzing your credit score and relying on a good credit agency.
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